Is restricted financial advice still unbiased and regulated?
Find clear, straightforward answers to common questions about pensions, retirement planning, investments, fees and charges, and the services we provide.
Yes. Restricted advice is fully regulated by the FCA. Advisers must still provide suitable, personalised, and fair recommendations. The “restricted” part refers only to the range of products, not the impartiality of the advice.
Also In this section:
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How are the fees and charges calculated?
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Are your charges competitive?
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What happens if I choose not to go ahead after the initial advice?
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Are your fees fixed or percentage based?
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Can restricted advisers access a wide range of pension and investment products?
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Is restricted financial advice still unbiased and regulated?
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Do I need financial advice before withdrawing my pension early?
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Do I need financial advice?