How does a stocks and shares ISA work?
Find clear, straightforward answers to common questions about pensions, retirement planning, investments, fees and charges, and the services we provide.
A stocks and shares ISA lets you invest money in assets such as funds, shares and bonds within a tax-efficient account. Any returns made inside the ISA are usually free from UK Income Tax and Capital Gains Tax. The value can rise or fall depending on investment performance.
Also In this section:
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Is a stocks and shares ISA better than a cash ISA?
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How does a stocks and shares ISA work?
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What can I invest in inside a stocks and shares ISA?
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Do I pay tax on dividends or gains in an ISA?
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Is a stocks and shares ISA risky?
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Can I have more than one stocks and shares ISA?
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How can I balance risk and reward in my portfolio?
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Can I get good returns without taking on a lot of risk?
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How do I know what level of investment risk is right for me?
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Are higher risks bad when investing?
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How do I manage my GIA?
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How do I choose a GIA provider?
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What are the benefits of a GIA?
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What is a general investment account (GIA)?
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Can I take part of my pension and leave the rest invested?