Is it worth paying voluntary National Insurance contributions?
Find clear, straightforward answers to common questions about pensions, retirement planning, investments, fees and charges, and the services we provide.
It can be, but only if the years you pay for increase your State Pension. Some missing years do not improve entitlement due to transitional rules, so checking first is essential.
Also In this section:
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Are voluntary NI contributions refundable if my circumstances change?
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Can voluntary NI contributions increase my State Pension immediately?
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What happens if I overpay voluntary NI contributions?
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Is there a time limit for topping up missing National Insurance years?
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Is it worth paying voluntary National Insurance contributions?