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Home FAQs Personal & Private Pensions How do personal pensions work?
How do personal pensions work?

How do personal pensions work?

Find clear, straightforward answers to common questions about pensions, retirement planning, investments, fees and charges, and the services we provide.

You pay money into your pension, receive tax relief, and your provider invests the contributions. Your pot grows over time and can be accessed from age 55 (57 from 2028). You can choose drawdown, annuity or lump-sum withdrawals.

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