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Home FAQs Stocks and Shares ISA Is a stocks and shares ISA better than a cash ISA?
Is a stocks and shares ISA better than a cash ISA?

Is a stocks and shares ISA better than a cash ISA?

Find clear, straightforward answers to common questions about pensions, retirement planning, investments, fees and charges, and the services we provide.

Neither is automatically better. A cash ISA may suit short-term savings or emergency money, while a stocks and shares ISA may suit longer-term investing. The right choice depends on your goals, timescale and attitude to risk.

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