Will consolidating my pensions affect my State Pension?
Find clear, straightforward answers to common questions about pensions, retirement planning, investments, fees and charges, and the services we provide.
No. The State Pension is separate from workplace and personal pensions; therefore, consolidating pensions does not affect your State Pension entitlement or how it is calculated.
Also In this section:
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Do I need financial advice to transfer a pension?
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How long does a pension transfer usually take?
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Are there any fees or penalties for transferring a pension?
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Can I transfer my pension while I’m still working?
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Should I transfer my pension into one pot?
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What is the easiest way to find a lost pension?
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What should I do once I’ve found all my pension pots?
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Can a financial adviser help me find my pensions?
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How long does it take to find a lost pension?
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Can I trace a pension if the provider no longer exists?
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How do I find old workplace pensions from previous employers?
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Can I find all my pensions in one place?
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Will consolidating my pensions affect my State Pension?
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Can I consolidate pensions if I’m close to retirement?
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Does pension consolidation change when I can access my money?
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What happens to guarantees or bonuses when pensions are combined?
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Can I reverse pension consolidation if I change my mind later?
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Is there a limit to how many pensions I can consolidate?
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How long does pension consolidation usually take?
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Do I have to consolidate all my pensions at once?
