Are there exceptions to the State Pension age rules?

Find clear, straightforward answers to common questions about pensions, retirement planning, investments, fees and charges, and the services we provide.

There are very few exceptions to the Government State Pension age rules. Certain overseas civil servants, armed forces personnel or those with specific historic rights may be affected differently, but for almost everyone living and working in the UK, the standard timetable applies. Even if you’re unable to work because of health or caring responsibilities before State Pension age, you’ll usually need to rely on other benefits or income until you reach it.