Home FAQs State Pension Age What happens if I want to claim my State Pension later?

What happens if I want to claim my State Pension later?

Find clear, straightforward answers to common questions about pensions, retirement planning, investments, fees and charges, and the services we provide.

You don’t have to claim as soon as you reach State Pension age. If you defer your State Pension, your weekly amount usually increases for every week you put off claiming, as long as you defer for at least nine weeks. The increase is added to your State Pension when you eventually claim.

Deferring might suit you if you’re still working or have other income, but it won’t be right for everyone. It’s important to consider your health, your need for income now versus later, and how deferring interacts with any other pensions you hold.